Boat Insurance

What is boat insurance?

While there is no better feeling than hitting the waves in your boat during those warm summer months, it is important to make sure that you have the right type of boat insurance for your specific needs. Purchasing boat insurance from your local Abbotsford insurance company can be a hassle-free way to save you money in the long run.

The importance of boat insurance

All boat owners value their boats, but not everyone understands how important it is to have boat insurance. With a boat, just like with a car or a home, accidents can happen. That is why it is so important to make sure that you have the proper amount of insurance coverage to prevent your valuable investment in case of a mishap. Boat insurance can help protect everyone and everything including you, other boaters, your boat, and your equipment.

What your boat insurance covers

Before taking your boat out on the water, it is important for you to know what your boat insurance does and does not cover. Your boat insurance may cover things such as:

• Comprehensive
• Property damage
• Collision
• Capsizing/stranding
• Theft
• Storms
• Fire/explosion
• Sinking

Your boat insurance should also offer two types of liability insurance:

• Medical payments - covers medical expenses that are acquired during an accident involving your boat, such as hospital bills, ambulance charges, and medical bills.
• Personal liability - covers any costs that you would have to pay to an injured party in the event of an accident involving your boat, such as bodily injury expenses, property damages, and legal defense costs.

Boat Insurance from Mountainview Insurance

Mountainview Insurance in Abbotsford has access to two main boat insurance markets, allowing them to provide coverage for everything from small personal watercrafts to yachts. If you are planning to hit the waves in your boat sometime this summer, stop by our Abbotsford office, or contact us at 604-557-0255 or by filling out a contact form on our website. Our professional team of boat insurance experts would love to help you find the best boat insurance for your specific needs.

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