That is why we are trained to help you select the ideal car insurance coverage package that will provide protection for you, your passengers, and your car in the event of a car accident. Our team would love to give you a vehicle insurance coverage quote for your car that will help you save money. As an insurance agency, we pride ourselves on being able to provide each driver with the best private car insurance coverage and protection in Canada. All of our vehicle insurance coverage policies for your car are designed to provide comprehensive ICBC car insurance coverage and private car insurance coverage at affordable rates to save you money in the long run. No matter what kind of vehicle you drives—car, van, truck, motorcycle, etc.—we will work closely with you to ensure that you are receiving the best vehicle insurance coverage for your particular auto. We even offer accident forgiveness to help you save money if you are a safe and reputable driver. Get in touch with the team of professional vehicle insurance brokers from Mountainview Insurance today to get your free quote on a car insurance coverage policy or to learn how to save money on insurance for your car.
A car insurance policy is a contract between you and your vehicle insurance agency that is designed to provide your car with comprehensive coverage and a range of benefits that work to protect you against financial loss due to an accident—whether you are at fault or not— damage, or theft. In exchange for a driver paying monthly or yearly rates on vehicle insurance, their private car insurance provider agrees to pay any losses as outlined by the perils and limits in your coverage policy.
With more and more vehicles on the road every year, driving from one location to the next can be quite dangerous. As a vehicle insurance provider in Abbotsford, BC, Canada we know that even if you have years of driving experience, obey all the traffic laws, and keep up with your car's regular maintenance, another driver, cyclist, pedestrian, or severe weather could cause damage or an accident that involves you and your passengers. While all drivers are required to have public car insurance coverage, a private automobile insurance provider can offer additional vehicle insurance coverage and benefits for your car at affordable rates. Get in touch with us today to learn how you can save money on vehicle insurance.
Some of the different types of car insurance coverage policies available for a driver in BC, Canada include but are not limited to:
Liability vehicle insurance works to provide your vehicle with coverage in the event that you are in an accident that is caused as a result of your actions. This type of car insurance coverage will cover the cost of medical bills and the cost of repairing damage to yours or someone else's property that was caused by the accident.
A vehicle collision coverage policy can help pay for damage to your car to be repaired or for the car to be replaced if it is involved in an accident with another car or if there is damage caused to the auto by an object, such as a falling fence or a lamp post, that lands on the car. It is important to note, however, that collision coverage will only cover up to the fair market value of the car and that you will be required to pay a deductible toward the coverage claim for the damage to the car.
Comprehensive coverage is a type of car insurance coverage policy that is designed to help cover damage to a car from natural disasters, fire, theft, and vandalism by paying for necessary repairs or the replacement of the car, depending on its market value of the auto and the perils outlined in your coverage policy.
Personal injury protection provides vehicle insurance coverage for your medical bills and the medical bills of your passengers, no matter who is at fault for causing the car accident.
In the event that you are hit by a driver who does not have car insurance or they do not have enough liability coverage to pay for your resulting medical bills and to fix the damage to your auto, uninsured/underinsured motorist protection coverage can help pay for your medical bills and for repairs to your car.
Mountainview Insurance is a vehicle insurance broker that offers a selection of optional coverage options for your car. If you are looking to buy car insurance coverage in Abbotsford, BC, Canada, get in touch with the professional team from Mountainview Insurance today to receive your free vehicle insurance quote. Our team of car insurance experts can help you select the perfect policy and coverage options for your car and will help you save money wherever possible. We are open to the public and ready to help!
Basic car insurance from ICBC is mandatory for all drivers. Having mandatory insurance required for all British Columbians ensures that anyone who owns and drives a car is protected with a basic level of coverage. While ICBC basic autoplan insurance is mandatory, drivers can choose to purchase additional coverage through ICBC or through a private insurer like Mountainview Insurance.
Car insurance from ICBC can be purchased for one day at a time, but the cost will vary based on the type of insurance being purchased. For instance, one-day car insurance with $200,000 liability will cost roughly $27, while one-day car insurance with $5M in collision and comprehensive insurance will cost around $44.
ICBC offers a Temporary Operation Permit that allows you to insure a vehicle for up to 15 days.
In some cases, you may be able to authorize someone else to renew your car insurance on your behalf with your insurance broker; however, it is important to note that lessees do not have the authority to authorize someone to renew for them.
If someone who is not listed on your insurance causes a crash while driving your car, you will have to pay a one-time financial penalty. This penalty can only be avoided if you have Unlisted Driver Protection as a part of your insurance plan.
Depending on your insurance broker, paying for your car insurance in full every 6 months can save you money in the long run by reducing your premium.
ICBC car insurance cannot be temporarily suspended; however, it is always a good idea to reach out to your insurance broker to find out what options are available for your situation.
Yes, you can cancel your vehicle insurance at any time. Before cancelling your car insurance, make sure to reach out to your insurance broker to find out if they have a cancellation policy you should be aware of.
ICBC insurance policies can be renewed up to 44 days before the policy's expiration date.
Since car insurance policies are for both the car and the driver, it is legal for two people to take out separate policies on the same vehicle.
No. While all drivers in BC are required to buy basic autoplan insurance from ICBC, drivers can also purchase additional coverage based on their specific wants and needs.
We are located in the Abbotsford Power Centre complex on the corner of McConnell Road and Sumas Way.
We’re ready to understand your insurance needs and to work for you to get the coverage you need.