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Farm Insurance Abbotsford

Have you recently started your own farm and need to purchase an insurance policy for your property? Have you owned your farm for years but are wanting to find a farm insurance policy that will better suit your needs? No matter what type of farm you own, the dedicated team of farm insurance brokers from Mountainview Insurance can help you select the best policy for your unique needs.


As an Abbotsford insurance agency, Mountainview Insurance offers a range of different farm insurance policies. All our insurance products can be tailored to meet the needs of each customer, whether you own a commercial farm or a hobby farm. Our team of professional insurance brokers will even work closely with you to compare different farm insurance policies so that we can find the best fit for you. Get in touch with the expert team of farm insurance brokers from Mountainview Insurance today to get a free farm property insurance quote.

What is farm insurance?

Similar to a standard homeowner's insurance policy, farm insurance is uniquely designed to provide coverage for your home, personal property, liability, and additional living expenses; however, farm insurance also works to provide coverage for financial losses related to the business side of our farm.

Why is farm insurance important?

Since farms come in a wide range of shapes and sizes and no two farms are exactly the same, farm owners can benefit from working closely with their insurance broker to create a highly customized farm insurance policy that is uniquely designed to meet their needs. A reputable insurance provider can help ensure that your farm, investments, and assets are fully covered.

Types of farm insurance

Some of the different types of farm insurance policies that you can choose from include:

Dwelling insurance

Similar to a regular home insurance policy, dwelling insurance is designed to help protect any dwellings on the farm, as well as their contents, from fires, storms, theft, vandalism, and other similar events. Dwelling insurance can also provide coverage for attached structures, such as garages.

Liability insurance

If an employee or visitor is hurt while on your property, liability insurance can help protect you from a lawsuit while also covering the cost of an accidental bodily injury, medical expenses, and property damage.

Other building insurance

Other building insurance is specifically designed to provide protection to the buildings on the farm that are not attached to the house. Some of the structures that can be covered by other building insurance include barns, silos, corrals, and any other building or structure on the farm.

Livestock insurance

Livestock insurance policies work to cover financial losses in the event that some of the farm's livestock drowns, dies due to a lack of electricity, or is accidentally shot. Livestock insurance can be purchased as individual insurance for covering animals separately, as herd insurance for large groups of animals, and as blanket insurance which covers all the animals, equipment, and structures on the farm.

Crop insurance

Crop insurance is available in both crop-hail insurance and multi-peril insurance.

Crop-hail insurance

Crop-hail insurance is specifically designed to help cover the cost of crops that are damaged by hail.

Multi-peril insurance

Multi-peril insurance works to help cover the cost of crops that are damaged due to fire, floods, hail, insects, and other natural disasters.

Since crop insurance can be one of the most confusing types of farm insurance, it is important to talk to an insurance broker before making a purchase.

Farm insurance from Mountainview Insurance

If you looking to compare farm insurance quotes for your BC farm, the dedicated team from Mountainview Insurance can help ensure that you are receiving the best policies for your unique wants and needs. Get in touch with the professional insurance brokers from Mountainview Insurance today to find out more information about our farm insurance products and how we can help you.

Frequently Asked Farm Insurance Questions

What are the benefits of farm insurance?

Since a farm insurance policy allows you to combine the coverage of a standard homeowner's insurance policy with commercial property and liability coverage, having farm insurance will help protect your home and property from a wide range of different perils, such as windstorms, hail, fire, lightning, and accidental losses.

What kind of insurance is useful for farmers?

One of the most beneficial types of insurance a farmer can purchase is crop insurance. This type of insurance offers a comprehensive yield-based policy that is designed to compensate a farmer's losses that arise due to production problems. Crop insurance covers both pre-sowing and post-harvest losses caused by cyclonic rains and rainfall shortages, as these losses tend to lead to a reduction in crop yield which effects the overall income of the farmer.

What are the different types of crop insurance?

The two most common types of crop insurance are crop-hail insurance and multiple peril crop insurance (MPCI).

Do you need agricultural equipment insurance?

Since agricultural equipment is essential for the day-to-day running of a farm, having agricultural equipment insurance will provide you with complete peace of mind that any damaged or stolen equipment can be replaced quickly, preventing lengthy downtimes. In some cases, agricultural equipment insurance can also be extended to cover vintage farm equipment.

Do farmers need animal insurance?

If you have a small to medium-sized property, a dedicated farm policy can help protect your structures and animals from a range of different perils. Farmers can also purchase additional animal insurance to cover the financial loss of an animal dying due to loss of electricity, drowning, or being accidentally shot, including:
- Livestock insurance for individual animals
- Herd insurance for large groups of animals
- Blanket insurance which covers all animals, equipment, and farm structures

Can you insure a field?

If your farm has a field that is suitable for horses or grazing livestock, purchasing undeveloped pasture insurance or grazing land insurance can help protect your property. The field you want to insure can contain a mixture of plants, grass, bushes, herbage, and other vegetation that has not be previously developed.

Visit us in person

Office location 1201 Sumas Way #100, Abbotsford, BC V2S 8H2 (Next to Costco)

We are located in the Abbotsford Power Centre complex on the corner of McConnell Road and Sumas Way.

Moutainview Insurance Office Abbotsford

Hours of operation

Office hours

Mon - Fri: 8:00 am - 8:00 pm
Sat: 9:00 am - 5:00 pm
Sun: 10:00 am - 5:00 pm

ICBC 24-hour claims


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