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Home Insurance

Did you just buy your first home and now need to purchase your first home insurance coverage policy? Have you owned your home for years but are looking to compare home insurance policies to find something that better? No matter what you are wanting the insurance policy for your home to cover, our team of dedicated insurance brokers can help you select the ideal insurance for protecting your home and property.

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Mountainview Insurance is an Abbotsford, BC home insurance agency that strives to make it easy for customers to get the best home insurance coverage in BC. Our range of homeowner’s insurance policies are designed to provide comprehensive coverage, no matter what kind of home you are living in—condo, townhouse, or single-family dwelling. In order to ensure that you receive the best insurance policy for your home, we will work closely with you to compare home insurance policies until we find the perfect fit for you, no matter what you want or need in a policy. Get in touch with the team of professional home insurance brokers from Mountainview Insurance today to get a free insurance quote for your home.

What is home and property insurance?

As a type of property insurance, home insurance is designed to provide coverage for a loss or damage caused to an individual's home or the home contents. This also includes providing liability coverage for protecting the homeowner from having to pay for medical bills or other expenses in the event that someone is accidentally injured or one of their belongings is damaged while on the homeowner's property. Anyone who is looking for a home insurance quote can compare home insurance policies in order to select the ideal plan for their specific dwelling type—townhouse, condo, or single-family home.

The importance of homeowners insurance

Buying a home is probably the biggest purchase you will ever make in your lifetime, so why would you not want to protect your new home from being potentially damaged due to theft, vandalism, fire, or a natural disaster? Choosing to purchase a comprehensive home insurance policy from a reputable broker will ensure that both you and your home have the right level of coverage against unforeseen circumstances. While rebuilding or refurbishing a home that has been damaged can be financially and emotionally straining, purchasing the right home insurance products can help relieve some of the stress, getting things back to living normally as soon as possible.

Types of home policies

Some of the different types of insurance policies that you can purchase for your home in BC, Canada include:

Dwelling Insurance

Dwelling coverage is designed to cover the structure of a home including the walls, floors, ceilings, built-in appliances, and any other attached structures. This type of home insurance also offers coverage against a variety of different home perils—fire, theft, vandalism, etc.—and can be used to help rebuild your home if it is damaged beyond repair.

Contents Insurance

Contents coverage provides protection for home contents, such as furniture, clothing, electronics, and jewelry. In the event that a covered incident takes place, you would receive money for the total value of the items lost, as defined in your home insurance policy.

Personal Liability Insurance

This type of homeowner's insurance covers bodily injury if someone were to get hurt while in your home or on your property. Having personal liability insurance for your home will prevent you from having to pay for any medical bills that are a direct result of the sustained injury.

Get in touch with us to learn more about our home policies.

Additional house insurance

Homeowners can also choose to purchase optional home insurance policies for:

Floods

Flood insurance provides coverage for your home and belongings in the event that they were to sustain flood-related damages. Get a free quote on home flood insurance now!

Earthquakes

Earthquake insurance provides coverage for your home and property if it is damaged by an earthquake. Get in touch with us for a free earthquake insurance quote.

Replacement Cost Plus

In the event that your home is damaged beyond repair, replacement cost plus insurance will provide you with additional coverage for rebuilding your home from the ground up. Get a free quote today!

Water Backup of Sewer

This type of insurance for your home provides coverage in the event of a sewer or drain backup in your home, which is a common issue faced by homeowners. Get a free quote on water backup of sewer insurance for your home now!

Other Structures

If you have other structures on your property that are unattached from your home, such as a shed, gazebo, or unattached garage, this type of insurance for your home will provide coverage for those structures in the event that they are damaged. Get in touch with us today for a free other structures insurance quote.

Personal Umbrella Liability

Personal umbrella liability insurance provides you with extra protection for bodily injury, property damage, or personal injury to others, beyond the policy limits outlined in the main policy for your home. Get a free quote on personal umbrella liability insurance by contacting us today!

Medical Payments

If an accident in your home or on your property leads to a variety of different medical expenses, medical payment coverage will cover the payments for those expenses up to a certain amount. Get a free medical payments quote from our helpful staff today!

Home Ordinance or Law

Ordinance or law insurance helps you rebuild your home to meet current building codes after a covered loss has occurred. Contact us today to get a free home ordinance or law insurance quote.

Get a new home insurance quote

As a home insurance broker, Mountainview Insurance provides a wide selection of different home policies to choose from. If you are looking to buy the best home insurance in BC, get in touch with the team from Mountainview Insurance today to compare home insurance quotes. Our team of home coverage experts would love to help you select the ideal home policy and additional coverage options, no matter what you want or need.


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