Mountainview Insurance is an Abbotsford home insurance agency that strives to provide customers with the best home insurance in BC. Our range of homeowner’s insurance policies are designed to provide comprehensive coverage, no matter what kind of house you live in. In order to ensure that you receive the best insurance policy for your unique wants and needs, we will work closely with you to compare home insurance policies until we find the perfect fit for you. Get in touch with the team of professional home insurance brokers from Mountainview Insurance today to get your free house insurance quote.
As a type of property insurance, home insurance is designed to help cover any losses or damages caused to an individual's house or the home contents. This also includes providing liability coverage for protecting the homeowner from having to pay for medical bills or other expenses in the event that someone is accidentally injured or one of their belongings is damaged while on the homeowner's property. Anyone who is looking for a home insurance quote can compare home insurance policies in order to select the ideal plan for their specific needs.
Buying a house is probably the biggest purchase you will ever make in your lifetime, so why would you not want to protect your investment from being potentially damaged due to theft, vandalism, fire, or a natural disaster? Choosing to purchase a comprehensive home insurance policy from a reputable broker will ensure that both you and your house have the right level of protection against unforeseen circumstances. While rebuilding or refurbishing a house that has been damaged can be financially and emotionally straining, purchasing the right home insurance products can help relieve some of the stress, getting things back to normal as soon as possible.
Some of the different types of homeowner's insurance policies that you can purchase in BC include:
Dwelling coverage is designed to cover the structure of a house including the walls, floors, ceilings, built-in appliances, and any other attached structures. This type of home insurance also offers protection against a variety of different perils—fire, theft, vandalism, etc.—and can be used to help rebuild your home if it is damaged beyond repair.
Contents coverage provides protection for home contents, such as furniture, clothing, electronics, and jewelry. In the event that a covered incident takes place, you would receive money for the total value of the items lost, as defined in your home insurance policy.
This type of homeowner's insurance covers bodily injury if someone were to get hurt while in your home or on your property. Having personal liability insurance will prevent you from having to pay for any medical expenses that are a direct result of the sustained injury.
Homeowners can also choose to purchase optional home insurance policies, such as:
Flood insurance provides protection for your house and belongings in the event that they were to sustain flood-related damages.
Earthquake insurance covers your home and property if it is damaged by an earthquake.
In the event that your house is damaged beyond repair, replacement cost plus insurance will provide you with additional coverage for rebuilding your home from the ground up.
This type of home insurance covers your house in the event of a sewer or drain backup, which is a common issue faced by homeowners.
If you have other structures on your property that are unattached from your home, such as a shed, gazebo, or unattached garage, this type of house insurance will provide coverage for those structures in the event that they are damaged.
Personal umbrella liability insurance provides you with extra protection for bodily injury, property damage, or personal injury to others, beyond the policy limits outlined in your main homeowner's policy.
If an accident on your property leads to a variety of different medical expenses, medical payment coverage will cover the payments for those expenses.
Ordinance or law insurance helps you rebuild your house to meet current building codes after a covered loss has occurred.
As a home insurance broker, Mountainview Insurance provides a wide selection of different homeowner's policies to choose from. If you are looking to buy the best house insurance in BC, get in touch with the team from Mountainview Insurance today to compare home insurance quotes. Our team of house insurance experts would love to help you select the ideal policy and additional coverage options for your specific wants and needs.
We’re ready to understand your insurance needs and to work for you to get the coverage you need.