How to Get the Best Car Insurance Quote in BC

Categories: Automobile

Knowing how to get the best car insurance quote in BC can help you save money without reducing your coverage. At Mountainview Insurance, we want to help you save money and stay safe on the road. That is why our professional team has put together some simple tips to help you get the best car insurance quote possible.

1. Safe Driving Discounts

In some cases, adding features to your car to help improve road safety, such as snow tires or an upgraded alarm system, can help reduce your premium. If you change your tires every winter, keep the receipt and tire information for when you talk to your provider to find out if they offer a small discount for using them; however, it is important to note that the rules for these types of discounts tend to vary from province to province.

How much does car insurance cost?

2. Bundling Different Policies

Some providers may offer steep discounts if you choose to bundle your car insurance with other insurance services, such as homeowners, renters, boat, RV, or motorcycle insurance. By bundling different policies, you may be able to save 5-25%.

3. The Car’s Safety Rating

Vehicles that have better crash test ratings, low-theft scores, and will not attract a lot of attention will often get cheaper rates. This is because cars with higher safety ratings are less likely to be broken into or totalled in an accident.

Important questions to ask before buying car insurance

4. Choose a Higher Deductible

Choosing a higher deductible can help save you money upfront, as long as you are comfortable with paying a greater out-of-pocket expense in the event of an accident. In some cases, your insurance company may allow you to have a deductible of $1000 or more.

How long after an accident are your insurance rates effected?

5. Shop Around for the Best Rate

While at least half of your car insurance must be purchased through ICBC, BC residents can choose to purchase the other half from an independent insurance agency like Mountainview Insurance. This means that you can shop around until you get the best car insurance quote possible.

If you would like to learn more about how to get the best car insurance quote in BC, or if you are interested in our car insurance products, please get in touch with Mountainview Insurance at 604-557-0255 or by filling out a contact form on our website. Mountainview Insurance is proud to provide high-quality insurance products to clients throughout Abbotsford and the surrounding areas.

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