Understanding what snowmobile insurance covers will help ensure that you and your snowmobile are being properly protected. At Mountainview Insurance, we want to help you stay safe on the slopes this winter season. That is why we offer a range of insurance products for off-roading vehicles like snowmobiles.
Snowmobile insurance can help cover you and your sled in a variety of different ways. In most cases, a basic snowmobile insurance package may include:
Other insurance options that you may be able to purchase for your snowmobile include:
Snowmobile insurance works to help protect you from expenses associated with injury and property damage. This can include payments for another person’s property damage and medical costs in addition to your legal fees. Having adequate snowmobile collision and comprehensive coverage will allow you to file a claim for your injuries or sled damage, whether it is caused by another person, a collision, or falling through ice.
The amount of snowmobile insurance you will need is dependent on your personal circumstances, including how often you ride and the value of the sled, as well as where you live. Most insurance companies will recommend that you purchase at least liability coverage; however, frequent riders with newer or more expensive models should consider purchasing collision and comprehensive coverage. To ensure that your snowmobile is fully protected, it is also a good idea to consider purchasing optional trailer insurance and coverage for accessories and aftermarket upgrades.
The cost of your snowmobile insurance will depend on the type of coverage you buy and the type of sled you drive. When quoting the cost of a policy, an insurance company will take a number of different factors into consideration, such as:
If you would like to learn more about what snowmobile insurance covers, or if you are interested in one of our insurance products, please contact Mountainview Insurance at 604-557-0255 or by filling out a contact form on our website.
We’re ready to understand your insurance needs and to work for you to get the coverage you need.