Getting to know the different types of snowmobile insurance, as well as knowing what your insurance does and does not cover can go a long way in helping protect not only yourself but everyone else around you. At Mountainview Insurance, we want to help you stay safe when hitting the slopes this winter. That is why we offer a selection insurance products, including snowmobile insurance packages.
While snowmobiling is often thought of as a fun recreational activity for the winter months, snowmobiles should not be thought of as toys. In most cases, snowmobile accidents occur due to negligence and recklessness. No matter how experienced a snowmobile driver you are, it is important to ensure that you protect yourself, your passengers, and your snowmobile with the right type of insurance policy.
Some of the different types of snowmobile insurance that you can purchase include:
Liability insurance works to protect you in the event that you are the cause of a snowmobile accident. This type of snowmobile insurance covers the injuries of other people and property damage. Consider getting as much liability insurance as you can comfortably afford in order to better protect yourself.
Medical coverage works to provide peace of mind when it comes to covering medical payments for snowmobile-related injuries. While some plans may require you to reach your health insurance limit before utilizing medical payment coverage, this type of snowmobile insurance will help protect you and your passengers.
Comprehensive and collision coverage can help repair damage to your snowmobile caused from a crash or falling debris. Depending on the make and model of your snowmobile, this type of snowmobile insurance might even pay for your snowmobile to be replaced in the event it is stolen.
While insuring your snowmobile will help protect the snowmobile itself, it might not insure your equipment or performance items, such as cargo racks, saddle bags, tunnel packs, and gripper skis. The best way to ensure that your equipment is covered from damage or theft is to purchase optional equipment coverage.
If you would like to learn more about snowmobile insurance, or if you are interested in one of our insurance products, please contact Mountainview Insurance at 604-557-0255 or by requesting a quote on our website.
We’re ready to understand your insurance needs and to work for you to get the coverage you need.