Travel Insurance: How to Choose the Best Plan

Categories: Travel Insurance

Knowing how to choose the best travel insurance plan can not only give you peace of mind on your travels but also potentially save you money in the long run. At Mountainview Insurance, we understand the importance of having the best travel insurance for your specific trip. That is why we offer a wide range of insurance products, including travel insurance for a safer and more relaxing vacation.

Tips for Buying the Best Travel Insurance

No matter what kind of trip you are thinking of taking, buying travel insurance is an essential part of booking your trip; however, it is important to know that not all travel insurance is created equal. Find out what’s covered under your travel insurance policy before you. Here are some simple tips for buying the best travel insurance:

1. Consider Coverage Over Price

One of the most important things to consider when purchasing travel insurance is the coverage that the plan will provide. In most cases, getting a good-quality insurance plan that meets your specific needs will mean having to pay a premium. While shopping for the lowest price might be tempting, it is important to first shop for a plan that best fits your specific needs to ensure that you will be properly covered on your trip.

Should you buy travel medical insurance for your next trip?

2. Ask the Insurance Broker Lots of Questions

It is important to make sure that you know exactly what is and what is not covered by an insurance policy. Consider asking lots of questions to help you better understand the policy and insurance terminology before paying your premium. You may also want to consider asking for a written copy of the travel insurance policy details, if possible.

3. Disclose Everything About Your Trip

Equally as important as asking lots of questions is disclosing everything about your trip to the insurance company. This includes where you are going, when you are going, and what you will likely be doing when you get there. The more information the insurance company has, the better the travel insurance package they will be able to put together for you.

4. Consider Insuring the Whole Family Together

If you are planning on travelling as a family, getting an inclusive insurance policy might be a good idea. While pooling policies might not save you any money, having the same coverage and contacts can help create less paperwork, saving you time.

5. Play with the Deductible

Consider asking if changing the deductible on the travel insurance plan will make any difference to the price. In most cases, a higher deductible will mean lower premiums. This means that, rather than cutting back coverage, you might be able to raise the deductible and give yourself maximum peace of mind and minimal risk.

Find out if you need travel insurance for your upcoming trip.

If you would like to learn more about how to choose the best travel insurance plan, or if you are interested in one of our insurance products, please contact Mountainview Insurance at 604-557-0255 or by requesting a quote on our website. Mountainview Insurance is proud to provide high-quality insurance products to clients throughout Abbotsford and the surrounding areas.

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We’re ready to understand your insurance needs and to work for you to get the coverage you need.