As a motorcycle and ATV insurance agency, we are proud to provide our customers with both ICBC insurance and private insurance at affordable rates. Whether you are wanting to enjoy the high-adrenaline pastime of riding an ATV or motorcycle, the different types of motorcycle and ATV insurance can help keep you and your passengers safe. Get in touch with the professional insurance brokers from Mountainview Insurance today to get a free quote on a motorcycle and ATV insurance policy.
Motorcycle and ATV insurance products are specifically designed to protect you if your vehicle is in an accident, is stolen, or is damaged by something other than a collision with another vehicle. By paying yearly or monthly insurance rates to your insurance agency, they will provide you with coverage for any losses outlined in your specific ATV and motorcycle insurance policy.
Motorbikes and ATVs can be dangerous vehicles to both riders and those around them, especially since they do not have seatbelts. Being hit by another vehicle or another type of impact, even at low speeds, can cause significant injuries. Having the right motorcycle or ATV insurance can help protect you and your passenger in the event of an accident.
There are different types of coverage options available for both ATVs and motorcycles. Some of the different types of insurance you can choose from include:
Bodily injury liability insurance works to help cover the cost of medical bills, pain and suffering, and the lost wages of anyone who was injured or killed in an accident that was caused by your motorcycle or ATV. It is important, however, to ensure that you know the limits of your bodily insurance plan, as it will only cover a certain amount per person.
Property damage liability can help cover the cost of any damage done to another person's property due to your ATV or motorcycle. The coverage for this insurance typically covers personal property, homes, and yards. Similar to bodily injury liability, property damage liability will have a specific claim limit per incident that you should be aware of.
Medical payments coverage is designed to help cover the cost of any medical expense you incur as a result of riding your ATV or motorcycle. This type of insurance will pay for a range of different things—surgeries, X-rays, hospital stays, ambulance transportation, and funeral costs—up to a certain amount.
In the event that you are in an accident caused by someone who is uninsured or does not have enough insurance, uninsured/underinsured motorist protection will pay for expenses incurred due to the accident. It is important to note that this type of coverage will have a specific claim limit.
Collision insurance works to help pay for repairs to your motorcycle or ATV if it has been in an accident with another vehicle or if it overturns. The amount of collision insurance from your insurance agency will be determined by your deductible amount.
Comprehensive insurance is designed to help pay for damages to your ATV or motorcycle that were not caused by a collision with another vehicle, as well as any losses due to vandalism, theft, fires, earthquakes, floods, and other causes. Similar to collision insurance, the amount of comprehensive insurance you have will depend on your deductible.
Mountainview Insurance is a motorcycle and ATV insurance broker that offers a wide range of insurance products. If you are looking to purchase ATV or motorcycle insurance in Abbotsford, BC, get in touch with our professional team today. We would love to help you select the best policy for your specific needs.
We’re ready to understand your insurance needs and to work for you to get the coverage you need.