Buying insurance for your condo in Abbotsford can help protect you and your possessions from accidents, disasters, and theft. At Mountainview Insurance, we understand how important it is to have the right insurance coverage for your specific needs. That is why we offer a range of insurance products, including condo insurance policies, that are tailored to meet your wants and needs.
Condo insurance is designed to protect your personal belongings and any improvements that you have made to the condo from damage caused by any of the other condo owners in your building. Condo insurance can also help protect you in the event that someone is injured while visiting your home. While purchasing condo insurance for your Abbotsford condo is not mandatory, it is something that every condo owner should seriously consider, as it will help protect you and your belongings.
There are different types of condo insurance policies available in British Columbia. Some of the different types of condo insurance policies that you can purchase for your Abbotsford condo include:
All-risk condo insurance is designed to cover all of the contents in your Abbotsford condo, including improvements made to the unit, from losses due to certain perils or risks. Most risks are covered under this policy unless damage is intentionally caused to the condo.
Personal liability insurance will protect you in the event that someone if unintentionally injured or someone’s property is damaged within your Abbotsford condo. This type of condo insurance will cover medical bills and the expense of replacing personal property, so you do not have to.
Purchasing contents insurance will ensure that the belongings in your Abbotsford condo or belongings that you are traveling with are covered from losses due to common perils. This type of condo insurance policy only covers belongings up to a specified amount, so it is always important to know how much coverage you actually have.
Replacement cost coverage is designed to help you replace items in your Abbotsford condo that are lost due to a peril. Replacement cost coverage will cover the costs to replace items without any depreciation.
If you are forced to leave your Abbotsford condo for an extended period of time due to an insured peril, additional living expenses coverage can help pay for reasonable and necessary expenses, such as hotel and food costs, until you can go back home.
Improvements and betterments protection is designed to cover any upgrades you have made to your Abbotsford condo up to the limit of the replacement value. This type of condo insurance can even cover improvements made be the condo’s previous owner.
If you would like to learn more about buying insurance for your condo in Abbotsford, or if you are interested in one of our insurance products, please contact Mountainview Insurance at 604-557-0255 or by requesting a quote on our website. Mountainview Insurance is proud to provide high-quality insurance products to clients throughout Abbotsford and the surrounding areas.
We’re ready to understand your insurance needs and to work for you to get the coverage you need.